Are you taking advantage of legal insurance offered by your employer?
If so, you may be able to get an estate plan for free.
We accept legal insurance ARAG, MetLife Legal and LegalShield. If your employer offers one of these providers’ plans and you signed up for it, you can get an estate plan at no cost to you. You only have to contact your company (typically, someone in Human Resources) to get a claim number. Then, contact us so we can start preparing your free estate plan.
Check Your Legal Insurance Benefit
Legal insurance plans can be slightly different and are dependent on what coverage an employer agreed to. Some insurance covers the full estate plan — and the full revocable trust and powers of attorney documents — and some covers part of the estate plan. But most cover at least some aspect of the estate plan, so getting it at no cost is still a win for you. And, besides, you may be paying part of the legal insurance benefit cost out of each paycheck, similar to how you pay for health insurance … so why not take advantage of what you’re already paying for.
Now that you know more about legal insurance, there’s no reason to not use it or at least sign up for it next time your company lets you make a change to your benefits. This is typically done during annual open enrollment (often in October or November) unless you have a “qualifying event,” such as a change in your household (marriage, divorce, etc.) or need to add a new dependent, such as the birth or adoption of a child).
Again, check with HR to understand your options because there are more than we share here.
Ready to Get Your Free Estate Plan?
Send a message to Fleming & Monroe or call our Mesa office at 480-534-7355, so we can start getting your critical estate plan decisions in writing for you.
